ELIGIBILITY & DOCUMENTS
What might you need to get started?
Different lenders have different criteria. Here are common requirements to understand before making a finance enquiry.
✓Clear steps. No pressure.
GOOD TO KNOW
Common information lenders ask for.
Depending on the lender and finance product, you may be asked to provide identification, income, employment and expense details, as well as vehicle information. Some lenders consider credit history and residency status as part of their assessment.
More about eligibility ↗Things worth considering
✓
Be at least 18 years old to apply for consumer vehicle finance
✓
Have a suitable source of income and be able to show affordability
✓
Be prepared to verify your identity and provide vehicle details
FREQUENTLY ASKED QUESTIONSHave questions?
Have questions?
You're in the right place.
Helpful answers to common car finance questions.
See all FAQs ↗Does checking my options mean I am approved?+
No. Sending an enquiry is not approval or pre-approval. A lender decides whether to offer finance after its own assessment.
Can I finance a used vehicle?+
Finance may be available for eligible used vehicles, depending on the lender, the vehicle and your circumstances.
Can I buy from a private seller?+
Some lenders consider private-sale purchases. You may need additional information and vehicle checks.
How do the repayment estimates work?+
Our calculator uses an illustrative annual interest rate and term to estimate principal and interest repayments. It does not include lender fees or other costs.
Will an enquiry affect my credit score?+
Submitting the initial enquiry on this website does not itself initiate a credit bureau check. A lender may request consent to complete a credit check later in the application process.
Do you charge a broker fee?+
Fees, if any, must be explained before you proceed. Check the financial disclosure page and ask our team for details relevant to your application.