Helping New Zealand drivers move forwardCar finance information & broker enquiries
NEW CAR FINANCE

Fresh keys. New possibilities.

Explore the questions worth asking before financing a new vehicle, from repayment amounts to the total borrowing cost.

Blue SUV driving along a scenic coastal road
✓Clear steps. No pressure.
GOOD TO KNOW

Buying a new car? Start informed.

Financing a new vehicle can involve the vehicle price, deposit, interest, loan term and lender fees. Comparing the full cost, not just the regular repayment, can help you make an informed decision.

More about eligibility ↗

Things worth considering

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Consider your deposit and purchase price

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Review the full cost of repayments and fees

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Allow for insurance and running costs

PLAN YOUR BUDGET

Find your repayment comfort zone.

Move the sliders and see how your repayments could change.

Illustration only
$25,000
$3,000$100,000
5 years
1 year7 years
12.0% p.a.
5%25%

Choose a hypothetical rate to compare scenarios. This is not a quoted or advertised lender rate.

YOUR ESTIMATED REPAYMENT$—
Estimated total interest$—
Estimated total repaid$—
Enquire about finance Estimates use a fixed illustrative interest rate and exclude setup fees, account fees, insurance and other charges. Actual rates, approval and repayments depend on the lender.
THE WAY FORWARD

Four simple steps. One clear direction.

From your first enquiry to considering lender options, we keep the process easy to understand.

01
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Tell us your plans

Let us know the kind of vehicle and finance amount you have in mind.

02
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Talk with our team

We review your enquiry, explain the next steps and check what you need.

03
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Explore lender options

With your consent, we can work with appropriate participating lenders.

04
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Choose what fits

Review any available offer, all relevant costs and the lender's terms.